Apex Short Sale Specialists seeks to address the needs of homeowners having mortgage difficulties. Through our expertise and well-developed network of specialists, Apex has successfully negotiated transactions as far back as 1994.  Tom Hinz and Apex are known by major lenders as a company that works to get the best deal possible for both the lender and the seller.

With our dedication to clients and ongoing professional development, Apex has the expertise to facilitate transactions and prevent foreclosure.  Apex understands the important role they have in facilitating pre-foreclosure transactions - and knows that clients will find no other company as focused on their issues relating to pre-foreclosures and finding the right solution for their circumstances.

When  it comes to making the best decision on how to proceed, you need to take professional advice with a grain of salt...For example -  many so-called loss mitigation short sale specialists and even realtors insist that short sales can only be performed if a seller is missing payments, 90 days late, or in default, This is simply untrue...the problem is that these "professionals" only know what they know based on the current real estate market.  The fact is we can mitigate a short sale transaction anytime depending on the seller's circumstances.  We've successfully negotiated a sale amount of $85K on a mortgage balance of $120K for a seller that had excellent credit, no late or missing payments, and retirement savings reserves.

Tom and Apex Consulting are formally offering foreclosure prevention services using Tom's proprietary loss mitigation-short sale methodology. Apex has consulted and represented clients in New Jersey, California, Florida, Ohio, Maryland, and Virginia.